:root{
  --red:#e31b23;
  --red-dark:#b71319;
  --ink:#101114;
  --muted:#62666d;
  --line:#e6e8eb;
  --soft:#f6f7f9;
  --white:#fff;
  --shadow:0 18px 48px rgba(16,17,20,.10);
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--ink);
  background:#fff;
  font-family:Arial,Helvetica,sans-serif;
  line-height:1.6;
}
a{color:inherit}
img{max-width:100%;display:block}
.container{width:min(1160px,calc(100% - 40px));margin:0 auto}
.topbar{background:var(--ink);color:#fff;font-size:14px}
.topbar .container{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:9px 0}
.topbar a{color:#fff;text-decoration:none}
header{
  position:sticky;top:0;z-index:20;
  background:rgba(255,255,255,.96);
  border-bottom:1px solid rgba(0,0,0,.06);
  backdrop-filter:blur(12px);
}
.nav{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{width:235px;max-height:76px;object-fit:contain}
.nav-links{display:flex;align-items:center;gap:24px;flex-wrap:wrap;justify-content:flex-end}
.nav-links a{text-decoration:none;font-weight:700;font-size:15px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:13px 20px;border-radius:12px;border:1px solid transparent;
  text-decoration:none;font-weight:800;transition:.2s ease
}
.btn:hover{transform:translateY(-1px)}
.btn-red{background:var(--red);color:#fff;box-shadow:0 10px 28px rgba(227,27,35,.22)}
.btn-red:hover{background:var(--red-dark)}
.btn-outline{border-color:#c9cbd0;background:#fff}
.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(circle at 88% 18%,rgba(227,27,35,.12),transparent 28%),
    linear-gradient(135deg,#fff 0%,#f7f7f8 58%,#eceef1 100%);
  border-bottom:1px solid var(--line)
}
.hero-grid{
  position:relative;z-index:2;
  display:grid;grid-template-columns:1.15fr .85fr;
  gap:55px;padding:84px 0 76px;align-items:center
}
.eyebrow{
  display:flex;gap:12px;align-items:center;color:#4e5158;
  font-size:12px;font-weight:900;letter-spacing:.22em;text-transform:uppercase
}
.eyebrow:before{content:"";width:34px;height:3px;background:var(--red)}
h1,h2,h3{line-height:1.08;margin-top:0}
h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(46px,6vw,76px);margin:18px 0 22px;letter-spacing:-.035em}
h1 .accent{color:var(--red)}
.hero p{color:#4f535b;font-size:19px;max-width:690px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.hero-card{
  background:var(--ink);color:#fff;border-radius:28px;padding:34px;
  box-shadow:var(--shadow);position:relative;overflow:hidden
}
.hero-card:before{
  content:"";position:absolute;width:190px;height:190px;background:var(--red);
  border-radius:50%;right:-95px;top:-95px;opacity:.85
}
.hero-card h3{font-family:Georgia,"Times New Roman",serif;font-size:32px;margin-bottom:16px;position:relative}
.hero-card p{color:#d9dadd;font-size:16px;position:relative}
.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px;margin-top:24px;position:relative}
.mini{border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.06);border-radius:15px;padding:14px}
.mini strong{display:block;margin-bottom:3px}
section{padding:76px 0}
.section-head{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:34px}
.section-head h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(34px,4.2vw,52px);margin:10px 0 0}
.section-head p{max-width:540px;color:var(--muted);margin:0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:27px;background:#fff;box-shadow:0 8px 24px rgba(20,24,34,.04)}
.icon{width:48px;height:48px;display:grid;place-items:center;border-radius:14px;background:#fff0f1;color:var(--red);font-size:23px;font-weight:900;margin-bottom:19px}
.card h3{font-size:21px;margin-bottom:11px}
.card p{color:var(--muted);margin:0}
.security{color:#fff;background:linear-gradient(135deg,#111216,#1e2025);position:relative;overflow:hidden}
.security .section-head p{color:#d0d2d7}
.security h2{color:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.trust{border:1px solid rgba(255,255,255,.13);background:rgba(255,255,255,.045);border-radius:18px;padding:22px}
.trust h3{font-size:18px;margin-bottom:7px}
.trust p{margin:0;color:#c9cbd0;font-size:14px}
.sms{background:var(--soft)}
.sms-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:44px;align-items:start}
.sms-box{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:24px;padding:30px}
.sms-box h3{font-size:25px;margin-bottom:8px}
.sms-box h4{font-size:18px;margin:20px 0 8px}
.fake-field{
  border:1px solid #cfd2d8;border-radius:12px;padding:13px 14px;color:#777;
  margin:12px 0;background:#fafafa
}
.consent-option{
  border:1px solid #d9dbe0;border-radius:15px;background:#fff;
  padding:17px;margin:12px 0
}
.consent-title{display:flex;gap:10px;align-items:center;font-weight:900;margin-bottom:8px}
.badge{
  display:inline-block;padding:4px 9px;border-radius:999px;
  background:#fff0f1;color:#9e161b;font-size:11px;font-weight:900;letter-spacing:.05em
}
.consent{
  display:flex;gap:12px;align-items:flex-start;font-size:14px;color:#34373d
}
.consent input{margin-top:4px;accent-color:var(--red)}
.note{font-size:13px;color:#686b72;margin-top:11px}
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.contact-panel{border-left:4px solid var(--red);padding:12px 0 12px 24px}
.contact-panel a{color:var(--red);font-weight:800;text-decoration:none}
footer{background:#0c0d0f;color:#c7c9ce;padding:34px 0}
.footer-grid{display:flex;justify-content:space-between;gap:30px;align-items:center;flex-wrap:wrap}
.footer-links{display:flex;gap:18px;flex-wrap:wrap}
.footer-links a{color:#fff;text-decoration:none;font-size:14px}
.legal-wrap{padding:56px 0 80px}
.legal-card{max-width:900px;margin:0 auto;border:1px solid var(--line);border-radius:24px;padding:40px;background:#fff;box-shadow:var(--shadow)}
.legal-card h1{font-size:44px;margin-bottom:10px}
.legal-card h2{font-family:Georgia,"Times New Roman",serif;font-size:26px;margin-top:34px}
.legal-card p,.legal-card li{color:#4f535b}
.legal-card .updated{color:#7d8086;font-size:14px}
.banner{background:#fff4f4;border:1px solid #ffd5d7;color:#6f171a;padding:14px 16px;border-radius:12px;margin:20px 0}
.disclaimer{font-size:13px;color:#6b6e75;margin-top:20px}
@media(max-width:900px){
  .nav{align-items:flex-start;padding:16px 0}
  .brand img{width:190px}
  .nav-links{gap:14px}
  .hero-grid,.sms-grid,.contact-grid{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr 1fr}
  .trust-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .container{width:min(100% - 28px,1160px)}
  .topbar .container{display:block;text-align:center}
  header{position:relative}
  .nav{display:block}
  .brand img{margin:0 auto 16px}
  .nav-links{justify-content:center}
  .nav-links .btn{width:100%}
  h1{font-size:45px}
  .cards,.trust-grid,.mini-grid{grid-template-columns:1fr}
  section{padding:56px 0}
  .section-head{display:block}
  .section-head p{margin-top:15px}
  .legal-card{padding:24px}
}